Structural changes to system duration, income dependency, and stability under interruption.
A system that runs without needing income to continue.
Everything allocated perfectly, but no room for error.
A household that works perfectly until one income stops.
A €20,000 buffer that never actually protects anything.
€300k invested but unable to last 2 months without income.
Earning €8k per month but only 6 weeks of financial runway.